Big Deductions.

Zero Admin Headaches.

Smart business owners don't settle for $70K limits. My Pension Tree offers business owners customized retirement plans, allowing tax-deductible contributions up to $214,083 more on average or more than a SEP-IRA, scaling retirement like their business.

Personalized Plan Questionnaire

STEP 1 OF 3 · TEAM

  1. Team
  2. Age & profit
  3. Delivery

Who works in your business?

Who works in your business?

Step 1: Qualify

Select your corporation type to see specific qualification criteria and guidelines.

Sole Proprietorship Requirements

You receive compensation through the following:

Form Schedule C: Receiving 1099-NEC or report gross income on Line 1.

You have qualified “compensation” from your business activities. What qualifies as “compensation”?

Net Business Profit subject to Self-Employed Tax reported on Schedule SE, Line 2. Also Reported on Form Schedule C, “Line 31”.

You have $300,000 or more in “Net Business Profit/Ordinary Business Income/Taxable Income” and you need a corporate funded deduction.

Reported On Form 1040, Part II “Adjustments to Income” on Line 16 ”Self Employed SEP, SIMPLE, and Qualified Plans”.

Compare Retirement Plans

SEP-IRA vs. 401K/Cash Balance Pension Plan

See the detailed breakdown of benefits and requirements